Finish Experiment

Your Investment Performance Report

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DigitalInvest Assistant

Welcome back to your DigitalInvest account! Your DigitalInvest Assistant will guide you through your investment performance report to show you if you are on track to reach your investment goal over the pre-specified investment horizon.
Of course, you will always be able to inspect the report and go back and forth on your own. Please click the “Start” button below if you wish to activate the DigitalInvest Assistant.

Welcome back to your DigitalInvest account! Your DigitalInvest Assistant will guide you through your investment performance report to show you if you are on track to reach your investment goal over the pre-specified investment horizon.
Of course, you will always be able to inspect the report and go back and forth on your own. Please click the “Start” button below if you wish to activate the DigitalInvest Assistant.

Start

Overview

Current Wealth:
XXX
Goal:
XXX
Total Investment:
€13,600
Return: XXX%
Risk: XXX%

Your Investment Summary:

Objective:
Saving, Security
Initial Investment:
10,000
Monthly Investment:
100
Investment Horizon:
01.01.2015 - 31.12.2024

Congratulations! You are well on track to reach your investment goal of €27,000 by 31.12.2024. This is assuming that the expected yearly return will stay constant at 4.94% and the yearly volatility of returns at 3.33%. So far, you have already accumulated 78.8% of your investment goal. In the best case your expected wealth on 31.12.2024 will amount to €38,213 and in the worst case to €27,100.

Attention! We currently project that you will not be able to reach your investment goal of €27,000 by 31.12.2024. This is assuming that the expected yearly return will stay constant at -3.09% and the yearly volatility of returns at 5.15%. So far, you have only accumulated 58.0% of your investment goal. Even in the best case your expected wealth by the end of the investment period will amount to €21,886, which is still less than your total investment by that time. We strongly recommend that you inspect the investment report in great detail and consider making adjustments to your current strategy under the “Simulation” tab.

Continue

Your Expected Wealth

Best Case:
XXX
Base Case:
XXX
Worst Case:
XXX
Goal Attained:
XX%
Delta:

DigitalInvest Tips & Tricks

A relatively new approach to wealth management that emphasizes investing with the objective of attaining specific life goals...

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The Sharpe ratio is the average return earned in excess of the risk-free rate per unit of volatility
or total risk...

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Richard Thaler, the father of behavioral economics, has been awarded the 2017 Nobel Memorial Prize in Economic Sciences...

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DigitalInvest Assistant

Below you can compare your investment strategy’s historic (last year & lifetime) performance to a benchmark with similar investment parameters. As you can see, your investment has exhibited a slightly lower return as compared to the benchmark, yet it was also subject to considerably less volatility. This resulted in a significantly better Sharpe Ratio of 1.3 as compared to 0.63 for the benchmark.

Below you can compare your investment strategy’s historic (last year & lifetime) performance to a benchmark with similar investment parameters. As you can see, the benchmark has consistently outperformed your investment strategy. This also resulted in significantly worse Sharpe and Omega Ratios for your strategy.

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Investment Analysis

Key Investment Data

Criterion

Your Strategy

Benchmark

Return
XXX%
XXX%
Risk
XXX%
XXX%
Sharpe Ratio
XXX
XXX
Omega
XXX
XXX

Key Investment Data

Criterion

Your Strategy

Benchmark

Return
XXX%
XXX%
Risk
XXX%
XXX%
Sharpe Ratio
XXX
XXX
Omega
XXX
XXX

Your Strategy

Your current strategy and the corresponding investment manager were specifically selected based on your individual investor characteristics (such as your ability and willingness to carry risks) and
fitted to your investment goal (i.e., amount & investment horizon).

DigitalInvest Assistant

The graph below shows the risk and return parameters of your strategy, other investment managers on the platform, and several private investors who have chosen to share their investment data with DigitalInvest. As you can see, your strategy exhibits the lowest volatility amongst all other portfolios. Increasing your expected return is only possible by increasing your risk exposure.

By clicking on a strategy you can explore further investment parameters. Choosing a different strategy and clicking on “Simulate” lets you explore how investing with the selected investment manager would affect your expected wealth.

The graph below shows the risk and return parameters of your strategy, other investment managers on the platform, and several private investors who have chosen to share their investment data with DigitalInvest. As you can see, your strategy exhibits the lowest return amongst all other portfolios. In fact, it is the only portfolio that reports a negative return over its lifetime.  

By clicking on a strategy you can explore further investment parameters. Choosing a different strategy and clicking on “Simulate” lets you explore how investing with the selected investment manager would affect your expected wealth. We strongly recommend that you consider adapting your current strategy. Otherwise, you risk not meeting your investment goal!

Continue

Other Portfolios

After clicking on any risk-return bubble, more information will appear in the table below so that you can compare it to your current investment strategy.

Key Investment Data

Criterion

Your Strategy

Manager 1

Return
XXX%
XXX%
Risk
XXX%
XXX%
Sharpe Ratio
XXX
XXX
Omega
XXX
XXX

Manager

Choose a portfolio from the left-hand side for which you wish to simulate future performance.

DigitalInvest Assistant

The simulation below lets you explore the effect of changing the variable parameters on your expected investment performance. Once you have simulated the expected future performance, you can choose to change your investment strategy by clicking the “Adopt Strategy” button that will appear after your first simulation.

However, as you are expected to reach your investment goal, no action is deemed necessary at this point in time.

The simulation below lets you explore the effect of changing the variable parameters on your expected investment performance. Once you have simulated the expected future performance, you can choose to change your investment strategy by clicking the “Adopt Strategy” button that will appear after your first simulation.

Again, we strongly recommend that you consider adapting your current strategy. Otherwise, you risk not meeting your investment goal!

Criterion

Your Current Strategy

Simulation

Fixed investment parameters:
Objective:
Saving
Saving
Risk Classification:
Security
Security
Initial Investment:
€10,000
€10,000
Start Date:
01.01.2015
01.01.2015

Your Current Strategy

The following is a summary of the projected development of your current investment strategy. 
Return: XXX%
Risk: XXX%

Simulation

Below is a prediction of the future development of your simulated investment strategy taking into consideration the parameters above.
Return: XXX%
Risk: XXX%
Changeable investment parameters:
Add-on Investment:
not applicable
XXX
€0
€2000
Monthly Investment:
€100
XXX
€0
€300
Asset Manager
Your Strategy
Your Strategy
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
End Date:
31.12.2024
31.12.XXX
2024
2026

Current Expected Wealth

Best Case:
XXX
Base Case:
XXX
Worst Case:
XXX

Simulated Expected Wealth

Best Case:
XXX
Base Case:
XXX
Worst Case:
XXX

Thank you for your interest

Thank you very much for your interest in this study.

Unfortunately, the setting is currently only available on Desktop and Tablet devices. If you would like to be reminded to complete the experiment on a suitable device later, please enter your E-mail address below.

Thank you! Your submission has been received!
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